AML/BSA Officer

ComplianceNew York

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Office

New York

Team

Compliance

Salary Range

Salary range starting at $135,000 to $175,000, Restricted Stock Units (RSUs)

AML/BSA Officer

 

Wise is looking for an AML/BSA Officer to lead its growing financial crime compliance oversight team in North America. This role will be working alongside a small but highly effective team in second line compliance. 

In this role you will be responsible for the effective mitigation of financial crime risks through the maintenance of adequate systems and controls. This position requires close partnership with our financial crime compliance operational and product teams, with opportunities to present to senior stakeholders and shape the strategic direction of the financial crime compliance program.

In joining us as a AML/BSA Officer, you’ll receive a competitive package including a salary range starting at $135,000 to $175,000, Restricted Stock Units (RSUs) in a profitable publicly traded company, relocation assistance (if needed), and a wide array of other benefits! 🚀

Your Mission:

  • Lead a team of BSA professionals and work closely with our Product Compliance, FinCrime Operations, Product, Banking, and Legal teams
  • Ensuring there is strong oversight of all compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD
  • Provide advice and guidance to other teams and key stakeholders – regionally and globally, on BSA, AML/CTF and OFAC sanctions regulations as well as related Wise policies and procedures
  • Support in the development and maintenance of the compliance FinCrime oversight framework and our North America AML, Sanctions, and KYC policies
  • Prepare and deliver quarterly compliance reports to the board of directors of Wise US Inc. and Wise Plc.
  • Maintain employee training materials and standards, as well as deliver training to the US board of directors
  • Challenge first line teams on the development of controls and provide approvals  on any control changes , new products, features, or business partnerships
  • Represent FinCrime compliance oversight both internally and externally to regulators, auditors and partners as required showcasing Wise’s strong oversight compliance framework 
  • Set and maintain SAR filing standards, leading the US SAR committee, providing feedback to our FinCEN Reporting Team
  • Contribute to the company’s Financial Crime Risk Assessment
  • Horizon scanning of new FinCrime regulatory developments and maintaining oversight of implementation of such development which impact business activities
  • Oversee Wise’s 314b program, US and Canadian law enforcement responses, and information sharing with partner banks
  • Proactively identifying key areas of risk and work with first line teams to in the development of mitigation plans 
  • Mentoring, developing, and leading junior team members

A bit about you:

  • Theory. You are an expert in US financial crime regulations including the Bank Secrecy Act, OFAC,  NY DFS Part 504, and may be currently working or have worked within the area of financial crime compliance preferably in a fast paced environment either in-house or as a consultant. 
  • Practice. You have demonstrable experience designing and challenging processes, ideally across multiple products. You have thought deeply about the Wise mission and how it intersects with compliance.
  • Passion. You get a kick out of improving current practices and processes and can apply different compliance strategies to develop  compliance frameworks.
  • Communication. You are a comfortable and effective verbal and written communicator. You can convey complex ideas effectively to both internal and external audiences.
  • Get the job done. You have a sense of urgency and an ability to work well under pressure, prioritizing, taking responsibility and working to tight deadlines with the capability to handle multiple projects at one time.
  • Detail. You have meticulous attention to detail and if you’ve skimmed through without reading this bullet point, we are sure a bank would love to have you. 
  • Team player. You have great people skills and can effectively and efficiently collaborate, build relationships with colleagues throughout the business and across the globe.
  • Travel. You must be willing to travel to our other offices as required. 
  • Must already be legally authorized to work in the US, we cannot provide Visas for this role
  • This is NOT a remote position, this is a full-time Hybrid position based in New York City

Nice to haves: 

  • Certified Anti-Money Laundering Specialist (CAMS), Certification as a Global Sanctions Specialist (CGSS),  or similar.
  • Experience with conducting risk assessments
  • Experience conducting QA/QC on SARs
  • Experience filing SARs or OFAC reports electronically
  • Experience with training/mentoring junior team members.

Key benefits:

  • 💵  Salary range of $135,000 to $175,000, based on experience
  • 🚀  RSU’s in a rapidly growing company 
  • 💻  Hybrid working – up to 3 days/week working from home, the other 2 days in the office
  • ✈️  Wisers can work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to
  • 🩺  Medical, dental, & vision insurance – including HSA and FSA options
  • ☀️  25 days PTO, 15 sick days, 11 holidays, 5 compassionate leave days, 3 paid “Me” days and a paid volunteer day, annually
  • 💝  Company-paid: Life Insurance, Short & Long-Term Disability, and an EAP program
  • 🐶  Pet friendly offices
  • 💪  An annual self-development budget
  • 🏝️  A paid 6-week sabbatical leave after four years
  • 👶🏼  18-weeks of paid parental leave, after a year with us
  • 💰  401k with up to a 4% employer match
  • ⭐️  Heres more info on our benefits in New York

We’re people without borders — without judgement or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in.

And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under-represented demographic. 💙

#LI-Hybrid

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