Backend Engineer – Fraud

Wise is one the fastest growing companies in Europe and we’re on a mission: to make money without borders the new normal. We’ve got 15 million customers across the globe and we’re growing. Fast.

Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. 

So, we’re building a new one and we’re looking for a talented Backend Engineer to join the mission.

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. 

Your mission is to help customers onboard to Wise fast and safely, verifying their identities in a reliable, scalable and cost efficient way.

The team you’ll be working with: Fraud team

• Build a globally scalable fraud prevention and detection engine to maintain Wise as a secure environment for our legitimate customers.
• Utilize advanced machine learning techniques to identify potential risks associated with customer activity.
• Foster a strong partnership between our fraud investigators and the product team to develop solutions that leverage the expertise of fraud prevention specialists.
• Not only meet the requirements set by regulators and auditors but also surpass their expectations.

What does it take?  

• A strong product mindset and passion for user experience, you prioritise work with the customers in mind and  make data-driven decisions to fix customer pain-points
• Great communication skills and the ability to articulate complex, technical concepts to non-technical audience
• Experience working with relational and non-relational databases, query optimisation and designing schemas
• You enjoy writing testable code and believe in Test Driven Development
• You have 4+ years of Java 8 plus knowledge, experience with Spring framework and database abstraction layers like Hibernate
• You believe in and follow best coding practices, code reviews and open feedback
• Experience with CI/CD pipelines and Distributed and Concurrent Systems
• Hands on knowledge of system integration patterns 

What does success look like?

• You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute
• You’ll understand how our values can help you guide your work
• You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them
• You’ll be raising the automation level to enable scaling of the product
• Understand our customers and the impact our product makes in their lives 
• You’ll help us scale-up and build a world class money transfer product by finding solutions to our technical challenges and opportunities

What do we offer: 

• Starting salary: 46,000-64,000EUR
• Company Restricted Stock Units
• Numerous great benefits in our Tallinn office 

Key benefits:

• Flexible working – whether it’s working from home, school plays or life admin we get that flexibility is essential and you’re trusted to do the right thing and be responsible
• Paid sick days, parental leave and other leave opportunities
• 6 weeks of paid sabbatical after 4 years at Wise on top of annual leave
• The empowerment to solve problems your way
• The freedom to have real impact
• Loads of development opportunities 
• A fun work environment with social activities and events
• The opportunity to work with super smart people